Harmony Financial AdvisorsHarmony

Field notes

Things we're writing about.

Short, written, and rarely topical. We publish a few times a quarter, when there's something worth saying. Subscribe by paying attention.

Featured

Tax strategy

The quiet math of tax-loss harvesting

It's not a magic trick — it's a small tax that gets postponed many, many times until it almost stops mattering.

March 18, 2026Read · 7 min

Business finance

Business planning: the first ninety days

Most engagements start the same way. An owner hands us a login and asks, gently, whether things are okay.

February 24, 2026Read · 9 min

Wealth management

The portfolio conversation we stopped having

There's a meeting most advisors run that nobody enjoys and almost nobody learns from. We took it off the calendar.

January 30, 2026Read · 6 min

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