For most of the last twenty years, the standard quarterly review meeting has looked like this: a stack of pie charts, a benchmark comparison, a little bit of weather commentary, and a polite goodbye. Clients leave with the vague feeling they've been informed without being any wiser.
We stopped doing it. Instead, every quarter we send a short written letter — usually under a thousand words — that tells you exactly three things: what we did in your accounts, what we're watching, and what (if anything) we'd like you to think about before next quarter.
It turns out the meetings clients actually want are not quarterly. They're the ones triggered by real life: a job change, a business sale, a new grandchild, a death in the family. So that's where we put the calendar.
About the firm
Harmony Financial Advisors is a fee-only fiduciary firm in Northern New Jersey, serving individuals, families, and business owners across Bergen, Hudson, Morris, Passaic, and Essex counties. We accept a small number of new clients each year.
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