Terms of use.

By accessing or browsing this site, you confirm that you have read these terms and accept them. We may update them from time to time. The most current version is always the one posted here, dated at the top.

This site exists to introduce the firm, explain how we work, and publish general educational material about financial planning. It is meant for adults who are curious about what fee-only fiduciary advice looks like.

You agree to use the site lawfully. Do not attempt to probe, scan, or disrupt it. Do not scrape it for commercial purposes without permission. Do not submit information that is not your own.

Everything on this website is general information. It is not personalized investment, tax, legal, or accounting advice, and reading it does not create an advisory relationship between you and the firm. Personalized advice only happens inside an actual client engagement, documented in writing.

Harmony Financial Advisors LLC is positioned as a Registered Investment Adviser. Nothing on this site is an offer to sell, or a solicitation of an offer to buy, any security. Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. Any examples, case studies, or scenarios are illustrative and should not be interpreted as a guarantee of any particular outcome.

Before acting on anything you read here, talk to a qualified professional who knows your specific situation.

The text, design, code, and images on this site are owned by Harmony Financial Advisors LLC or used with permission, and are protected by copyright and trademark law. You may read, print, and share individual pages for personal, non-commercial use. You may not republish, sell, or repackage this content without written permission.

We sometimes link to other websites because we think they are useful. We do not control those sites and we are not responsible for their content, their privacy practices, or anything you do there. Following a link means you are leaving our site and entering someone else's.

We work hard to keep the information on this site accurate and current, but we make no warranty that it is. The site is provided "as is." To the fullest extent permitted by law, Harmony Financial Advisors LLC is not liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this site or anything on it.

Nothing in this section is intended to limit any liability that cannot be limited under applicable law, including any duty we owe you as a fiduciary once you actually become a client.

These terms are governed by the laws of the State of New Jersey, without regard to its conflict-of-laws rules. Any dispute arising from your use of the site will be resolved in the state or federal courts located in New Jersey.

Questions about these terms? Write to us at info@harmonyfinancialadvisorsllc.com, or by mail at 100 Main Street, Paramus, NJ 11100.

We may update these terms as the site evolves or as the law changes. When we do, we will change the "last updated" date above. Continued use of the site after an update means you accept the revised terms.